Personal Checking

 

No-Interest Personal Checking

  • No minimum balance requirement
  • Requires $100 opening deposit
  • Visa Debit Card, Online Banking, and Mobile Banking services available at no charge
  • Free Welcome Pack
  • Free basic check reorders for individuals 50 years and older
  • Ready reserve line of credit for overdraft protection available upon approval

Checking with Interest

  • Requires $100 opening deposit
  • $500 minimum daily balance required to avoid a monthly service charge*
  • Visa Debit card, Online Banking, and Mobile Banking Services available at no charge
  • Free basic checks for individuals 50 years and older
  • Ready reserve line of credit for overdraft protection available upon approval

Personal Checking Account Comparison

 No-Interest Personal CheckingChecking with Interest
Minimum Opening Deposit $100 $100
Minimum Balance Required N/A $500
Monthly Service Charge No No, as long as the minimum daily balance is at least $500
Earns Interest No Yes
Visa ATM/Debit Card Yes Yes
Online Banking Yes Yes
Online Bill Pay Yes Yes
Free Basic Checks 50 years or older 50 years or older
Welcome Pack

Yes

No

 

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